Event Calendar

Wednesday, January 9, 2019

Webinar - Credit Analysis & Underwriting Series: Regulator Issues & Update for the Credit Analyst

Start Date: 1/9/2019 1:00 PM MST
End Date: 1/9/2019 2:30 PM MST

United States 

While asset quality continues to be generally sound industrywide, concerns over deteriorating underwriting standards and credit concentrations continue to attract significant regulatory attention, accounting for the largest share of matters requiring attention (MRAs) and matters requiring board attention (MRBAs).

Regulators will evaluate the quality and depth of financial risk and underwriting analysis, including the awareness of existing or emerging risk concerns, stressing for an uncertain future, tying current underwriting and new deals to the institution’s risk appetite statement, and adequacy of post-funding monitoring and analysis.

CAMELS ratings are now forward-looking. Therefore, lenders with historically low delinquencies and charge-offs will no longer automatically get a “1” asset quality rating. It’s expected that the credit analysis process will be based on the complexity of the credit and each institution’s risk profile. This program will focus on regulatory credit issues and provide insight on preparing for your next safety and soundness exam.

Continuing Education: Attendance verification for CE credits upon request

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