Event Calendar

Wednesday, October 26, 2022

Webinar - Ability to Repay: Qualified Mortgages & TILA RESPA Disclosures

Start Date: 10/26/2022 1:00 PM MDT
End Date: 10/26/2022 2:30 PM MDT

United States 

Mortgage lending has some of the most intense regulatory requirements of any financial product or service.  It is critical for mortgage lenders to keep up with changes to the process.  Recent changes include the addition of the “seasoned” qualified mortgage and the replacement of the static 43% DTI threshold for a qualified mortgage with a slightly more complex, but more consumer-friendly, maximum rate requirement.  This webinar will explore the protections provided to lenders when a qualified mortgage is made, when loan costs can and cannot increase, and whether a revised Loan Estimate is allowed or required.


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