Event Calendar

Tuesday, March 7, 2023

Webinar - Agricultural Lending Basics

Start Date: 3/7/2023 9:00 AM MST
End Date: 3/7/2023 10:30 AM MST

Location:
United States 

Agriculture and ag lending are often seen as a mystery to those who didn’t grow up on a farm. Some ag lenders have a strong farming background and understand terms that other lenders struggle with. But much of the analytical work on ag credits is done by credit analysts, and decisions are made by committees with limited personal knowledge of agriculture.  This webinar will cover the unique attributes of ag lending so you are able to confidently analyze ag credit and feel comfortable making an informed credit decision. This will include row crops, livestock, dairy, and specialty crop operations.
 
Topics covered will include:

  • Analyzing agricultural tax returns to determine repayment ability, including cash-to-accrual adjustments
  • Importance of annual cash flow/crop plans, including assessing multiyear expansion plans, transitions to organic farming, and realistic family living
  • How global forces really impact agriculture
  • Collateral analysis basics, including growing crops
  • Assessing management skills and transition plans
  • Structuring ag loans and the use of guaranty programs
  • Interpersonal aspects of ag lending
  • Risk management concepts of crop insurance and hedging
  • Resources for ag-specific information


 

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