Start Date: 4/14/2021 1:00 PM MDT
End Date: 4/14/2021 2:30 PM MDT
Commercial and industrial (C&I) lending in support of small business needs outside of commercial real estate provides significant opportunity for community banks. A one-size-fits-all approach to C&I loans secured by trade accounts could lead to significant losses if credit administration is not aware of the associated risks and controls which should be put in place to mitigate those risks in commercial loans secured by trade account assets.
Small business lending can be a worthwhile loan product, because it can be profitable, support local business needs, and provide for portfolio diversification as an alternative to commercial real estate. However, it comes with a need for genuine understanding of your borrower, the borrower’s clients and industry, the borrower’s operating cycle, the potential need to fill gaps in borrower’s cash flow, and ultimately the risks within each borrower transaction. Attend this webinar to learn how to identify and mitigate these risks.